Pike County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 7.4 times the county's median home value of $112,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $44,312 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $112,000 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 7.44× |
| Median household income | $44,312 |
| Median home value ÷ income | 2.5× |
| Population | 56,727 |
| Median property tax paid (owners) | $772 |
| Effective property tax rate (approx.) | 0.69% |
| Owner-occupied homes | 75.3% |
| Home value rank in Kentucky | 98 of 120 counties |
| Neighbor: Floyd County, KY | limit $832,750; median home $98,700 |
| Neighbor: Knott County, KY | limit $832,750; median home $77,000 |
| Neighbor: Letcher County, KY | limit $832,750; median home $67,400 |
| Neighbor: Martin County, KY | limit $832,750; median home $86,900 |
| Neighbor: Buchanan County, VA | limit $832,750; median home $94,900 |
| Neighbor: Dickenson County, VA | limit $832,750; median home $102,700 |
| Neighbor: Wise County, VA | limit $832,750; median home $118,600 |
| Neighbor: Mingo County, WV | limit $832,750; median home $90,500 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Pike County's median home value is 46% below the state median of $205,600 (rank 98 of 120). Among its 8 neighboring counties, Wise County has the highest median home value ($118,600) and Letcher County the lowest ($67,400); all share the same loan limit. Owners pay a median $772 a year in property tax, an effective rate of about 0.69% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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