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2026 conforming loan limit: Robertson County, KY

Quick answer

Robertson County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $165,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,830 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$165,100
Kentucky median home value$205,600
Limit ÷ median home value5.04×
Median household income$51,830
Median home value ÷ income3.2×
Population2,283
Median property tax paid (owners)$893
Effective property tax rate (approx.)0.54%
Owner-occupied homes79.5%
Home value rank in Kentucky49 of 120 counties
Neighbor: Bracken County, KYlimit $832,750; median home $125,000
Neighbor: Fleming County, KYlimit $832,750; median home $134,700
Neighbor: Harrison County, KYlimit $832,750; median home $202,100
Neighbor: Mason County, KYlimit $832,750; median home $161,500
Neighbor: Nicholas County, KYlimit $832,750; median home $123,000

Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Robertson County's median home value is 20% below the state median of $205,600 (rank 49 of 120). Among its 5 neighboring counties, Harrison County has the highest median home value ($202,100) and Nicholas County the lowest ($123,000); all share the same loan limit. Owners pay a median $893 a year in property tax, an effective rate of about 0.54% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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