🇺🇸 US

2026 conforming loan limit: Rock County, NE

Quick answer

Rock County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 7.1 times the county's median home value of $117,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,125 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$117,500
Nebraska median home value$238,600
Limit ÷ median home value7.09×
Median household income$58,125
Median home value ÷ income2.0×
Population1,319
Median property tax paid (owners)$1,262
Effective property tax rate (approx.)1.07%
Owner-occupied homes69.3%
Home value rank in Nebraska74 of 93 counties
Neighbor: Boyd County, NElimit $832,750; median home $104,000
Neighbor: Brown County, NElimit $832,750; median home $113,900
Neighbor: Holt County, NElimit $832,750; median home $165,100
Neighbor: Keya Paha County, NElimit $832,750; median home $108,800
Neighbor: Loup County, NElimit $832,750; median home $182,300

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Rock County's median home value is 51% below the state median of $238,600 (rank 74 of 93). Among its 5 neighboring counties, Loup County has the highest median home value ($182,300) and Boyd County the lowest ($104,000); all share the same loan limit. Owners pay a median $1,262 a year in property tax, an effective rate of about 1.07% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this