Rock County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $224,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,295 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $224,300 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 3.71× |
| Median household income | $71,295 |
| Median home value ÷ income | 3.1× |
| Population | 9,621 |
| Median property tax paid (owners) | $1,590 |
| Effective property tax rate (approx.) | 0.71% |
| Owner-occupied homes | 76.6% |
| Home value rank in Minnesota | 47 of 87 counties |
| Neighbor: Lyon County, IA | limit $832,750; median home $230,000 |
| Neighbor: Murray County, MN | limit $832,750; median home $185,400 |
| Neighbor: Nobles County, MN | limit $832,750; median home $197,200 |
| Neighbor: Pipestone County, MN | limit $832,750; median home $140,200 |
| Neighbor: Minnehaha County, SD | limit $832,750; median home $287,600 |
| Neighbor: Moody County, SD | limit $832,750; median home $226,500 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Rock County's median home value is 32% below the state median of $329,300 (rank 47 of 87). Among its 6 neighboring counties, Minnehaha County has the highest median home value ($287,600) and Pipestone County the lowest ($140,200); all share the same loan limit. Owners pay a median $1,590 a year in property tax, an effective rate of about 0.71% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Robertson County, TN
- 2026 conforming loan limit: Robertson County, TX
- 2026 conforming loan limit: Robeson County, NC
- 2026 conforming loan limit: Rock County, NE
- 2026 conforming loan limit: Rock County, WI
- 2026 conforming loan limit: Rock Island County, IL
- 2026 conforming loan limit: Rockbridge County, VA
- 2026 conforming loan limit: Rockcastle County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.