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2026 conforming loan limit: Roberts County, SD

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Roberts County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $154,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,130 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$154,500
South Dakota median home value$257,400
Limit ÷ median home value5.39×
Median household income$65,130
Median home value ÷ income2.4×
Population10,221
Median property tax paid (owners)$1,492
Effective property tax rate (approx.)0.97%
Owner-occupied homes71.2%
Home value rank in South Dakota43 of 66 counties
Neighbor: Big Stone County, MNlimit $832,750; median home $169,100
Neighbor: Traverse County, MNlimit $832,750; median home $114,100
Neighbor: Richland County, NDlimit $832,750; median home $183,600
Neighbor: Sargent County, NDlimit $832,750; median home $163,200
Neighbor: Day County, SDlimit $832,750; median home $173,600
Neighbor: Grant County, SDlimit $832,750; median home $171,000
Neighbor: Marshall County, SDlimit $832,750; median home $156,500

Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Roberts County's median home value is 40% below the state median of $257,400 (rank 43 of 66). Among its 7 neighboring counties, Richland County has the highest median home value ($183,600) and Traverse County the lowest ($114,100); all share the same loan limit. Owners pay a median $1,492 a year in property tax, an effective rate of about 0.97% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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