Powell County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 5.9 times the county's median home value of $141,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $40,309 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $141,100 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 5.90× |
| Median household income | $40,309 |
| Median home value ÷ income | 3.5× |
| Population | 13,038 |
| Median property tax paid (owners) | $875 |
| Effective property tax rate (approx.) | 0.62% |
| Owner-occupied homes | 68.2% |
| Home value rank in Kentucky | 68 of 120 counties |
| Neighbor: Clark County, KY | limit $832,750; median home $205,800 |
| Neighbor: Estill County, KY | limit $832,750; median home $119,500 |
| Neighbor: Lee County, KY | limit $832,750; median home $83,900 |
| Neighbor: Menifee County, KY | limit $832,750; median home $125,800 |
| Neighbor: Montgomery County, KY | limit $832,750; median home $172,200 |
| Neighbor: Wolfe County, KY | limit $832,750; median home $75,800 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Powell County's median home value is 31% below the state median of $205,600 (rank 68 of 120). Among its 6 neighboring counties, Clark County has the highest median home value ($205,800) and Wolfe County the lowest ($75,800); all share the same loan limit. Owners pay a median $875 a year in property tax, an effective rate of about 0.62% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Powell County, MT
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- 2026 conforming loan limit: Poweshiek County, IA
- 2026 conforming loan limit: Powhatan County, VA
- 2026 conforming loan limit: Prairie County, AR
Last updated 2026-10-16. Data only, not financial or tax advice.