Prairie County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 8.6 times the county's median home value of $96,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,646 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $96,400 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 8.64× |
| Median household income | $51,646 |
| Median home value ÷ income | 1.9× |
| Population | 8,064 |
| Median property tax paid (owners) | $696 |
| Effective property tax rate (approx.) | 0.72% |
| Owner-occupied homes | 75.8% |
| Home value rank in Arkansas | 64 of 75 counties |
| Neighbor: Arkansas County, AR | limit $832,750; median home $138,100 |
| Neighbor: Lonoke County, AR | limit $832,750; median home $193,600 |
| Neighbor: Monroe County, AR | limit $832,750; median home $88,700 |
| Neighbor: White County, AR | limit $832,750; median home $163,600 |
| Neighbor: Woodruff County, AR | limit $832,750; median home $106,500 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Prairie County's median home value is 49% below the state median of $188,000 (rank 64 of 75). Among its 5 neighboring counties, Lonoke County has the highest median home value ($193,600) and Monroe County the lowest ($88,700); all share the same loan limit. Owners pay a median $696 a year in property tax, an effective rate of about 0.72% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Prairie County, Arkansas?
Prairie County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 8.6 times the county's median home value of $96,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,646 (FHFA; Census ACS 2020–2024).
What is the median home value in Prairie County, Arkansas?
The median owner-occupied home value in Prairie County is $96,400 (ACS 2020–2024), versus $188,000 statewide.
Do I need a jumbo loan in Prairie County?
Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $96,400, so the cap is 8.64 times the typical home value.
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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