Polk County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 6.0 times the county's median home value of $138,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,191 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $138,400 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 6.02× |
| Median household income | $49,191 |
| Median home value ÷ income | 2.8× |
| Population | 19,361 |
| Median property tax paid (owners) | $565 |
| Effective property tax rate (approx.) | 0.41% |
| Owner-occupied homes | 78.9% |
| Home value rank in Arkansas | 35 of 75 counties |
| Neighbor: Howard County, AR | limit $832,750; median home $153,900 |
| Neighbor: Montgomery County, AR | limit $832,750; median home $151,900 |
| Neighbor: Pike County, AR | limit $832,750; median home $121,600 |
| Neighbor: Scott County, AR | limit $832,750; median home $115,000 |
| Neighbor: Sevier County, AR | limit $832,750; median home $117,600 |
| Neighbor: Le Flore County, OK | limit $832,750; median home $135,700 |
| Neighbor: Mccurtain County, OK | limit $832,750; median home $144,500 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Polk County's median home value is 26% below the state median of $188,000 (rank 35 of 75). Among its 7 neighboring counties, Howard County has the highest median home value ($153,900) and Scott County the lowest ($115,000); all share the same loan limit. Owners pay a median $565 a year in property tax, an effective rate of about 0.41% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Pocahontas County, WV
- 2026 conforming loan limit: Poinsett County, AR
- 2026 conforming loan limit: Pointe Coupee Parish, LA
- 2026 conforming loan limit: Polk County, FL
- 2026 conforming loan limit: Polk County, GA
- 2026 conforming loan limit: Polk County, IA
- 2026 conforming loan limit: Polk County, MN
- 2026 conforming loan limit: Polk County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.