Polk County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 4.0 times the county's median home value of $205,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,647 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $205,800 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 4.05× |
| Median household income | $59,647 |
| Median home value ÷ income | 3.5× |
| Population | 32,444 |
| Median property tax paid (owners) | $1,137 |
| Effective property tax rate (approx.) | 0.55% |
| Owner-occupied homes | 71.6% |
| Home value rank in Missouri | 28 of 115 counties |
| Neighbor: Cedar County, MO | limit $832,750; median home $168,100 |
| Neighbor: Dade County, MO | limit $832,750; median home $170,600 |
| Neighbor: Dallas County, MO | limit $832,750; median home $190,300 |
| Neighbor: Greene County, MO | limit $832,750; median home $221,300 |
| Neighbor: Hickory County, MO | limit $832,750; median home $176,100 |
| Neighbor: St. Clair County, MO | limit $832,750; median home $157,100 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Polk County's median home value is 11% below the state median of $230,300 (rank 28 of 115). Among its 6 neighboring counties, Greene County has the highest median home value ($221,300) and St. Clair County the lowest ($157,100); all share the same loan limit. Owners pay a median $1,137 a year in property tax, an effective rate of about 0.55% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Polk County, GA
- 2026 conforming loan limit: Polk County, IA
- 2026 conforming loan limit: Polk County, MN
- 2026 conforming loan limit: Polk County, NC
- 2026 conforming loan limit: Polk County, NE
- 2026 conforming loan limit: Polk County, OR
- 2026 conforming loan limit: Polk County, TN
- 2026 conforming loan limit: Polk County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.