Polk County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $187,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,515 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $187,600 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 4.44× |
| Median household income | $58,515 |
| Median home value ÷ income | 3.2× |
| Population | 43,785 |
| Median property tax paid (owners) | $1,413 |
| Effective property tax rate (approx.) | 0.75% |
| Owner-occupied homes | 66.0% |
| Home value rank in Georgia | 71 of 159 counties |
| Neighbor: Cherokee County, AL | limit $832,750; median home $179,700 |
| Neighbor: Cleburne County, AL | limit $832,750; median home $165,600 |
| Neighbor: Bartow County, GA | limit $832,750; median home $289,000 |
| Neighbor: Floyd County, GA | limit $832,750; median home $217,900 |
| Neighbor: Haralson County, GA | limit $832,750; median home $227,500 |
| Neighbor: Paulding County, GA | limit $832,750; median home $326,300 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Polk County's median home value is 38% below the state median of $303,300 (rank 71 of 159). Among its 6 neighboring counties, Paulding County has the highest median home value ($326,300) and Cleburne County the lowest ($165,600); all share the same loan limit. Owners pay a median $1,413 a year in property tax, an effective rate of about 0.75% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Pointe Coupee Parish, LA
- 2026 conforming loan limit: Polk County, AR
- 2026 conforming loan limit: Polk County, FL
- 2026 conforming loan limit: Polk County, IA
- 2026 conforming loan limit: Polk County, MN
- 2026 conforming loan limit: Polk County, MO
- 2026 conforming loan limit: Polk County, NC
- 2026 conforming loan limit: Polk County, NE
Last updated 2026-10-16. Data only, not financial or tax advice.