Polk County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $189,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,768 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $189,900 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 4.39× |
| Median household income | $69,768 |
| Median home value ÷ income | 2.7× |
| Population | 5,225 |
| Median property tax paid (owners) | $1,888 |
| Effective property tax rate (approx.) | 0.99% |
| Owner-occupied homes | 78.9% |
| Home value rank in Nebraska | 25 of 93 counties |
| Neighbor: Butler County, NE | limit $832,750; median home $184,200 |
| Neighbor: Hamilton County, NE | limit $832,750; median home $253,700 |
| Neighbor: Merrick County, NE | limit $832,750; median home $175,900 |
| Neighbor: Platte County, NE | limit $832,750; median home $223,900 |
| Neighbor: Seward County, NE | limit $832,750; median home $241,300 |
| Neighbor: York County, NE | limit $832,750; median home $189,400 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Polk County's median home value is 20% below the state median of $238,600 (rank 25 of 93). Among its 6 neighboring counties, Hamilton County has the highest median home value ($253,700) and Merrick County the lowest ($175,900); all share the same loan limit. Owners pay a median $1,888 a year in property tax, an effective rate of about 0.99% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Polk County, MN
- 2026 conforming loan limit: Polk County, MO
- 2026 conforming loan limit: Polk County, NC
- 2026 conforming loan limit: Polk County, OR
- 2026 conforming loan limit: Polk County, TN
- 2026 conforming loan limit: Polk County, TX
- 2026 conforming loan limit: Polk County, WI
- 2026 conforming loan limit: Ponce Municipio, PR
Last updated 2026-10-16. Data only, not financial or tax advice.