Powhatan County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 2.0 times the county's median home value of $416,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $110,537 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $416,000 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 2.00× |
| Median household income | $110,537 |
| Median home value ÷ income | 3.8× |
| Population | 31,555 |
| Median property tax paid (owners) | $2,448 |
| Effective property tax rate (approx.) | 0.59% |
| Owner-occupied homes | 93.2% |
| Home value rank in Virginia | 21 of 133 counties |
| Neighbor: Amelia County, VA | limit $832,750; median home $282,400 |
| Neighbor: Chesterfield County, VA | limit $832,750; median home $366,000 |
| Neighbor: Cumberland County, VA | limit $832,750; median home $239,300 |
| Neighbor: Goochland County, VA | limit $832,750; median home $500,600 |
| Neighbor: Henrico County, VA | limit $832,750; median home $359,200 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Powhatan County's median home value is 8% above the state median of $383,700 (rank 21 of 133). Among its 5 neighboring counties, Goochland County has the highest median home value ($500,600) and Cumberland County the lowest ($239,300); all share the same loan limit. Owners pay a median $2,448 a year in property tax, an effective rate of about 0.59% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Pittsylvania County, VA
- 2026 conforming loan limit: Poquoson City, VA
- 2026 conforming loan limit: Portsmouth City, VA
- 2026 conforming loan limit: Prince Edward County, VA
- 2026 conforming loan limit: Prince George County, VA
- 2026 conforming loan limit: Prince William County, VA
- 2026 conforming loan limit: Pulaski County, VA
- 2026 conforming loan limit: Radford City, VA
Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
Related answers
- Mortgage rates in Virginia today: 7.40% 30-yr fixed (US avg), 2026 loan limits
- Virginia state income tax rates and brackets 2026
- Cost of living in Virginia vs US average (2024)
- 2026 conforming loan limits in Virginia by county
- $60,000 salary after taxes in Virginia (2026 take-home pay)
- $85,000 salary after taxes in Virginia (2026 take-home pay)
- $100,000 salary after taxes in Virginia (2026 take-home pay)
- 2026 conforming loan limit: Pittsylvania County, VA
- 2026 conforming loan limit: Poquoson City, VA
- 2026 conforming loan limit: Portsmouth City, VA
- 2026 conforming loan limit: Prince Edward County, VA
- 2026 conforming loan limit: Prince George County, VA
- 2026 conforming loan limit: Prince William County, VA
- Mortgage rates today (Freddie Mac weekly average)