Prince William County, Virginia has a 2026 one-unit conforming loan limit of $1,249,125, which is 2.4 times the county's median home value of $530,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $131,402 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
| Median home value (ACS 2020–24) | $530,100 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 2.36× |
| Median household income | $131,402 |
| Median home value ÷ income | 4.0× |
| Population | 488,880 |
| Median property tax paid (owners) | $4,999 |
| Effective property tax rate (approx.) | 0.94% |
| Owner-occupied homes | 74.3% |
| Home value rank in Virginia | 9 of 133 counties |
| Neighbor: Charles County, MD | limit $1,249,125; median home $428,500 |
| Neighbor: Fairfax County, VA | limit $1,249,125; median home $732,800 |
| Neighbor: Fauquier County, VA | limit $1,249,125; median home $573,700 |
| Neighbor: Loudoun County, VA | limit $1,249,125; median home $743,800 |
| Neighbor: Stafford County, VA | limit $1,249,125; median home $485,100 |
| Neighbor: Manassas City, VA | limit $1,249,125; median home $449,900 |
| Neighbor: Manassas Park City, VA | limit $1,249,125; median home $395,900 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Prince William County's median home value is 38% above the state median of $383,700 (rank 9 of 133). Among its 7 neighboring counties, Loudoun County has the highest median home value ($743,800) and Manassas Park City the lowest ($395,900); all share the same loan limit. Owners pay a median $4,999 a year in property tax, an effective rate of about 0.94% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.