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2026 conforming loan limit: Prince George'S County, MD

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Prince George'S County, Maryland has a 2026 one-unit conforming loan limit of $1,249,125, which is 2.9 times the county's median home value of $426,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $101,798 (FHFA; Census ACS 2020โ€“2024).

โœ“ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

ItemValue
1-unit limit (2026)$1,249,125
2-unit limit$1,599,375
3-unit limit$1,933,200
4-unit limit$2,402,625
Median home value (ACS 2020โ€“24)$426,000
Maryland median home value$419,900
Limit รท median home value2.93ร—
Median household income$101,798
Median home value รท income4.2ร—
Population959,754
Median property tax paid (owners)$4,771
Effective property tax rate (approx.)1.12%
Owner-occupied homes62.3%
Home value rank in Maryland9 of 24 counties
Neighbor: District Of Columbia, DClimit $1,249,125; median home $737,100
Neighbor: Anne Arundel County, MDlimit $832,750; median home $467,900
Neighbor: Calvert County, MDlimit $1,209,750; median home $460,200
Neighbor: Charles County, MDlimit $1,249,125; median home $428,500
Neighbor: Howard County, MDlimit $832,750; median home $597,900
Neighbor: Montgomery County, MDlimit $1,249,125; median home $640,300
Neighbor: Fairfax County, VAlimit $1,249,125; median home $732,800
Neighbor: Alexandria City, VAlimit $1,249,125; median home $735,100

Across Maryland's 24 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 5 high-cost counties. Prince George'S County's median home value is 1% above the state median of $419,900 (rank 9 of 24). Among its 8 neighboring counties, District Of Columbia has the highest median home value ($737,100) and Charles County the lowest ($428,500); 3 neighbor(s) have a different loan limit. Owners pay a median $4,771 a year in property tax, an effective rate of about 1.12% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020โ€“2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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