Potter County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 6.9 times the county's median home value of $121,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,045 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $121,300 |
| South Dakota median home value | $257,400 |
| Limit ÷ median home value | 6.87× |
| Median household income | $72,045 |
| Median home value ÷ income | 1.7× |
| Population | 2,388 |
| Median property tax paid (owners) | $1,717 |
| Effective property tax rate (approx.) | 1.42% |
| Owner-occupied homes | 81.5% |
| Home value rank in South Dakota | 55 of 66 counties |
| Neighbor: Dewey County, SD | limit $832,750; median home $69,600 |
| Neighbor: Edmunds County, SD | limit $832,750; median home $163,300 |
| Neighbor: Faulk County, SD | limit $832,750; median home $147,500 |
| Neighbor: Hyde County, SD | limit $832,750; median home $181,600 |
| Neighbor: Sully County, SD | limit $832,750; median home $205,400 |
| Neighbor: Walworth County, SD | limit $832,750; median home $136,600 |
Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Potter County's median home value is 53% below the state median of $257,400 (rank 55 of 66). Among its 6 neighboring counties, Sully County has the highest median home value ($205,400) and Dewey County the lowest ($69,600); all share the same loan limit. Owners pay a median $1,717 a year in property tax, an effective rate of about 1.42% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Pottawatomie County, OK
- 2026 conforming loan limit: Pottawattamie County, IA
- 2026 conforming loan limit: Potter County, PA
- 2026 conforming loan limit: Potter County, TX
- 2026 conforming loan limit: Powder River County, MT
- 2026 conforming loan limit: Powell County, KY
- 2026 conforming loan limit: Powell County, MT
- 2026 conforming loan limit: Power County, ID
Last updated 2026-10-16. Data only, not financial or tax advice.