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2026 conforming loan limit: Power County, ID

Quick answer

Power County, Idaho has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $212,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,146 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$212,900
Idaho median home value$418,600
Limit ÷ median home value3.91×
Median household income$61,146
Median home value ÷ income3.5×
Population8,133
Median property tax paid (owners)$1,496
Effective property tax rate (approx.)0.70%
Owner-occupied homes73.7%
Home value rank in Idaho44 of 44 counties
Neighbor: Bannock County, IDlimit $832,750; median home $300,700
Neighbor: Bingham County, IDlimit $832,750; median home $293,300
Neighbor: Blaine County, IDlimit $832,750; median home $735,300
Neighbor: Cassia County, IDlimit $832,750; median home $284,600
Neighbor: Oneida County, IDlimit $832,750; median home $272,000

Across Idaho's 44 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Power County's median home value is 49% below the state median of $418,600 (rank 44 of 44). Among its 5 neighboring counties, Blaine County has the highest median home value ($735,300) and Oneida County the lowest ($272,000); all share the same loan limit. Owners pay a median $1,496 a year in property tax, an effective rate of about 0.70% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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