Prairie County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $165,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,250 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $165,700 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 5.03× |
| Median household income | $51,250 |
| Median home value ÷ income | 3.2× |
| Population | 1,250 |
| Median property tax paid (owners) | $1,391 |
| Effective property tax rate (approx.) | 0.84% |
| Owner-occupied homes | 83.9% |
| Home value rank in Montana | 50 of 56 counties |
| Neighbor: Custer County, MT | limit $832,750; median home $219,100 |
| Neighbor: Dawson County, MT | limit $832,750; median home $185,300 |
| Neighbor: Fallon County, MT | limit $832,750; median home $244,800 |
| Neighbor: Garfield County, MT | limit $832,750; median home $169,900 |
| Neighbor: Mccone County, MT | limit $832,750; median home $211,600 |
| Neighbor: Wibaux County, MT | limit $832,750; median home $98,600 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Prairie County's median home value is 56% below the state median of $375,800 (rank 50 of 56). Among its 6 neighboring counties, Fallon County has the highest median home value ($244,800) and Wibaux County the lowest ($98,600); all share the same loan limit. Owners pay a median $1,391 a year in property tax, an effective rate of about 0.84% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Poweshiek County, IA
- 2026 conforming loan limit: Powhatan County, VA
- 2026 conforming loan limit: Prairie County, AR
- 2026 conforming loan limit: Pratt County, KS
- 2026 conforming loan limit: Preble County, OH
- 2026 conforming loan limit: Prentiss County, MS
- 2026 conforming loan limit: Presidio County, TX
- 2026 conforming loan limit: Presque Isle County, MI
Last updated 2026-10-16. Data only, not financial or tax advice.