Prentiss County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $122,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,724 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $122,500 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 6.80× |
| Median household income | $49,724 |
| Median home value ÷ income | 2.5× |
| Population | 25,184 |
| Median property tax paid (owners) | $894 |
| Effective property tax rate (approx.) | 0.73% |
| Owner-occupied homes | 77.5% |
| Home value rank in Mississippi | 40 of 82 counties |
| Neighbor: Alcorn County, MS | limit $832,750; median home $142,100 |
| Neighbor: Itawamba County, MS | limit $832,750; median home $142,400 |
| Neighbor: Lee County, MS | limit $832,750; median home $199,500 |
| Neighbor: Tippah County, MS | limit $832,750; median home $124,100 |
| Neighbor: Tishomingo County, MS | limit $832,750; median home $145,100 |
| Neighbor: Union County, MS | limit $832,750; median home $163,400 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Prentiss County's median home value is 28% below the state median of $169,800 (rank 40 of 82). Among its 6 neighboring counties, Lee County has the highest median home value ($199,500) and Tippah County the lowest ($124,100); all share the same loan limit. Owners pay a median $894 a year in property tax, an effective rate of about 0.73% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Presque Isle County, MI
- 2026 conforming loan limit: Preston County, WV
- 2026 conforming loan limit: Price County, WI
- 2026 conforming loan limit: Prince Edward County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.