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2026 conforming loan limit: Powell County, MT

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Powell County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $306,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,923 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$306,500
Montana median home value$375,800
Limit ÷ median home value2.72×
Median household income$66,923
Median home value ÷ income4.6×
Population7,053
Median property tax paid (owners)$2,104
Effective property tax rate (approx.)0.69%
Owner-occupied homes72.5%
Home value rank in Montana19 of 56 counties
Neighbor: Deer Lodge County, MTlimit $832,750; median home $231,700
Neighbor: Flathead County, MTlimit $832,750; median home $535,500
Neighbor: Granite County, MTlimit $832,750; median home $352,700
Neighbor: Jefferson County, MTlimit $832,750; median home $446,900
Neighbor: Lewis And Clark County, MTlimit $832,750; median home $393,500
Neighbor: Missoula County, MTlimit $832,750; median home $472,100

Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Powell County's median home value is 18% below the state median of $375,800 (rank 19 of 56). Among its 6 neighboring counties, Flathead County has the highest median home value ($535,500) and Deer Lodge County the lowest ($231,700); all share the same loan limit. Owners pay a median $2,104 a year in property tax, an effective rate of about 0.69% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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