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2026 conforming loan limit: Pulaski County, KY

Quick answer

Pulaski County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $166,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,898 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$166,900
Kentucky median home value$205,600
Limit ÷ median home value4.99×
Median household income$51,898
Median home value ÷ income3.2×
Population65,897
Median property tax paid (owners)$1,057
Effective property tax rate (approx.)0.63%
Owner-occupied homes72.5%
Home value rank in Kentucky47 of 120 counties
Neighbor: Casey County, KYlimit $832,750; median home $136,300
Neighbor: Laurel County, KYlimit $832,750; median home $159,500
Neighbor: Lincoln County, KYlimit $832,750; median home $147,300
Neighbor: Mccreary County, KYlimit $832,750; median home $85,300
Neighbor: Rockcastle County, KYlimit $832,750; median home $123,600
Neighbor: Russell County, KYlimit $832,750; median home $163,200
Neighbor: Wayne County, KYlimit $832,750; median home $135,700

Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Pulaski County's median home value is 19% below the state median of $205,600 (rank 47 of 120). Among its 7 neighboring counties, Russell County has the highest median home value ($163,200) and Mccreary County the lowest ($85,300); all share the same loan limit. Owners pay a median $1,057 a year in property tax, an effective rate of about 0.63% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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