Lyon County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $189,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,066 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $189,500 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 4.39× |
| Median household income | $65,066 |
| Median home value ÷ income | 2.9× |
| Population | 8,900 |
| Median property tax paid (owners) | $1,196 |
| Effective property tax rate (approx.) | 0.63% |
| Owner-occupied homes | 80.4% |
| Home value rank in Kentucky | 32 of 120 counties |
| Neighbor: Caldwell County, KY | limit $832,750; median home $118,500 |
| Neighbor: Crittenden County, KY | limit $832,750; median home $127,300 |
| Neighbor: Livingston County, KY | limit $832,750; median home $125,600 |
| Neighbor: Marshall County, KY | limit $832,750; median home $173,800 |
| Neighbor: Trigg County, KY | limit $832,750; median home $207,700 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lyon County's median home value is 8% below the state median of $205,600 (rank 32 of 120). Among its 5 neighboring counties, Trigg County has the highest median home value ($207,700) and Caldwell County the lowest ($118,500); all share the same loan limit. Owners pay a median $1,196 a year in property tax, an effective rate of about 0.63% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lincoln County, KY
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- 2026 conforming loan limit: Marion County, KY
- 2026 conforming loan limit: Marshall County, KY
- 2026 conforming loan limit: Martin County, KY
Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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