🇺🇸 US

2026 conforming loan limit: Marshall County, KY

Quick answer

Marshall County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $173,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,831 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$173,800
Kentucky median home value$205,600
Limit ÷ median home value4.79×
Median household income$65,831
Median home value ÷ income2.6×
Population31,743
Median property tax paid (owners)$1,252
Effective property tax rate (approx.)0.72%
Owner-occupied homes81.6%
Home value rank in Kentucky40 of 120 counties
Neighbor: Calloway County, KYlimit $832,750; median home $183,200
Neighbor: Graves County, KYlimit $832,750; median home $147,800
Neighbor: Livingston County, KYlimit $832,750; median home $125,600
Neighbor: Lyon County, KYlimit $832,750; median home $189,500
Neighbor: Mccracken County, KYlimit $832,750; median home $188,100
Neighbor: Trigg County, KYlimit $832,750; median home $207,700

Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Marshall County's median home value is 15% below the state median of $205,600 (rank 40 of 120). Among its 6 neighboring counties, Trigg County has the highest median home value ($207,700) and Livingston County the lowest ($125,600); all share the same loan limit. Owners pay a median $1,252 a year in property tax, an effective rate of about 0.72% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this