Chisago County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $351,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $99,400 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $351,900 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 2.37× |
| Median household income | $99,400 |
| Median home value ÷ income | 3.5× |
| Population | 57,991 |
| Median property tax paid (owners) | $3,780 |
| Effective property tax rate (approx.) | 1.07% |
| Owner-occupied homes | 85.9% |
| Home value rank in Minnesota | 8 of 87 counties |
| Neighbor: Anoka County, MN | limit $832,750; median home $346,500 |
| Neighbor: Isanti County, MN | limit $832,750; median home $306,200 |
| Neighbor: Kanabec County, MN | limit $832,750; median home $228,100 |
| Neighbor: Pine County, MN | limit $832,750; median home $239,300 |
| Neighbor: Washington County, MN | limit $832,750; median home $422,000 |
| Neighbor: Burnett County, WI | limit $832,750; median home $231,300 |
| Neighbor: Polk County, WI | limit $832,750; median home $271,900 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Chisago County's median home value is 7% above the state median of $329,300 (rank 8 of 87). Among its 7 neighboring counties, Washington County has the highest median home value ($422,000) and Kanabec County the lowest ($228,100); all share the same loan limit. Owners pay a median $3,780 a year in property tax, an effective rate of about 1.07% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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