Clearwater County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 4.3 times the county's median home value of $192,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,475 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $192,100 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 4.33× |
| Median household income | $64,475 |
| Median home value ÷ income | 3.0× |
| Population | 8,616 |
| Median property tax paid (owners) | $1,295 |
| Effective property tax rate (approx.) | 0.67% |
| Owner-occupied homes | 80.1% |
| Home value rank in Minnesota | 58 of 87 counties |
| Neighbor: Becker County, MN | limit $832,750; median home $291,000 |
| Neighbor: Beltrami County, MN | limit $832,750; median home $237,500 |
| Neighbor: Hubbard County, MN | limit $832,750; median home $282,600 |
| Neighbor: Mahnomen County, MN | limit $832,750; median home $161,900 |
| Neighbor: Pennington County, MN | limit $832,750; median home $195,500 |
| Neighbor: Polk County, MN | limit $832,750; median home $222,800 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Clearwater County's median home value is 42% below the state median of $329,300 (rank 58 of 87). Among its 6 neighboring counties, Becker County has the highest median home value ($291,000) and Mahnomen County the lowest ($161,900); all share the same loan limit. Owners pay a median $1,295 a year in property tax, an effective rate of about 0.67% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Clear Creek County, CO
- 2026 conforming loan limit: Clearfield County, PA
- 2026 conforming loan limit: Clearwater County, ID
- 2026 conforming loan limit: Cleburne County, AL
- 2026 conforming loan limit: Cleburne County, AR
- 2026 conforming loan limit: Clermont County, OH
- 2026 conforming loan limit: Cleveland County, AR
- 2026 conforming loan limit: Cleveland County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.