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2026 conforming loan limit: Cleveland County, AR

Quick answer

Cleveland County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 6.1 times the county's median home value of $137,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,794 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$137,600
Arkansas median home value$188,000
Limit ÷ median home value6.05×
Median household income$54,794
Median home value ÷ income2.5×
Population7,453
Median property tax paid (owners)$667
Effective property tax rate (approx.)0.48%
Owner-occupied homes82.6%
Home value rank in Arkansas37 of 75 counties
Neighbor: Bradley County, ARlimit $832,750; median home $94,800
Neighbor: Calhoun County, ARlimit $832,750; median home $110,700
Neighbor: Dallas County, ARlimit $832,750; median home $97,300
Neighbor: Drew County, ARlimit $832,750; median home $140,800
Neighbor: Grant County, ARlimit $832,750; median home $161,700
Neighbor: Jefferson County, ARlimit $832,750; median home $113,400
Neighbor: Lincoln County, ARlimit $832,750; median home $108,000

Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cleveland County's median home value is 27% below the state median of $188,000 (rank 37 of 75). Among its 7 neighboring counties, Grant County has the highest median home value ($161,700) and Bradley County the lowest ($94,800); all share the same loan limit. Owners pay a median $667 a year in property tax, an effective rate of about 0.48% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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