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2026 conforming loan limit: Clinton County, IA

Quick answer

Clinton County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $160,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,981 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$160,600
Iowa median home value$208,000
Limit ÷ median home value5.19×
Median household income$66,981
Median home value ÷ income2.4×
Population46,268
Median property tax paid (owners)$2,461
Effective property tax rate (approx.)1.53%
Owner-occupied homes74.5%
Home value rank in Iowa50 of 99 counties
Neighbor: Carroll County, ILlimit $832,750; median home $114,500
Neighbor: Rock Island County, ILlimit $832,750; median home $150,400
Neighbor: Whiteside County, ILlimit $832,750; median home $127,100
Neighbor: Cedar County, IAlimit $832,750; median home $211,300
Neighbor: Jackson County, IAlimit $832,750; median home $175,000
Neighbor: Jones County, IAlimit $832,750; median home $184,800
Neighbor: Scott County, IAlimit $832,750; median home $222,000

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Clinton County's median home value is 23% below the state median of $208,000 (rank 50 of 99). Among its 7 neighboring counties, Scott County has the highest median home value ($222,000) and Carroll County the lowest ($114,500); all share the same loan limit. Owners pay a median $2,461 a year in property tax, an effective rate of about 1.53% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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