Clinch County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 9.9 times the county's median home value of $84,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $45,847 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $84,400 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 9.87× |
| Median household income | $45,847 |
| Median home value ÷ income | 1.8× |
| Population | 6,759 |
| Median property tax paid (owners) | $1,101 |
| Effective property tax rate (approx.) | 1.30% |
| Owner-occupied homes | 70.8% |
| Home value rank in Georgia | 152 of 159 counties |
| Neighbor: Baker County, FL | limit $832,750; median home $256,700 |
| Neighbor: Columbia County, FL | limit $832,750; median home $194,900 |
| Neighbor: Atkinson County, GA | limit $832,750; median home $79,000 |
| Neighbor: Echols County, GA | limit $832,750; median home $124,100 |
| Neighbor: Lanier County, GA | limit $832,750; median home $162,300 |
| Neighbor: Ware County, GA | limit $832,750; median home $109,500 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Clinch County's median home value is 72% below the state median of $303,300 (rank 152 of 159). Among its 6 neighboring counties, Baker County has the highest median home value ($256,700) and Atkinson County the lowest ($79,000); all share the same loan limit. Owners pay a median $1,101 a year in property tax, an effective rate of about 1.30% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Clinch County, Georgia?
Clinch County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 9.9 times the county's median home value of $84,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $45,847 (FHFA; Census ACS 2020–2024).
What is the median home value in Clinch County, Georgia?
The median owner-occupied home value in Clinch County is $84,400 (ACS 2020–2024), versus $303,300 statewide.
Do I need a jumbo loan in Clinch County?
Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $84,400, so the cap is 9.87 times the typical home value.
Related
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Last updated Oct 20, 2026, 10:03 PM ET. Data only, not financial or tax advice.
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