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2026 conforming loan limit: Clarke County, GA

Quick answer

Clarke County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $298,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $53,625 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$298,900
Georgia median home value$303,300
Limit ÷ median home value2.79×
Median household income$53,625
Median home value ÷ income5.6×
Population129,609
Median property tax paid (owners)$2,610
Effective property tax rate (approx.)0.87%
Owner-occupied homes41.4%
Home value rank in Georgia30 of 159 counties
Neighbor: Barrow County, GAlimit $832,750; median home $294,700
Neighbor: Jackson County, GAlimit $832,750; median home $345,000
Neighbor: Madison County, GAlimit $832,750; median home $219,700
Neighbor: Oconee County, GAlimit $832,750; median home $461,600
Neighbor: Oglethorpe County, GAlimit $832,750; median home $231,600

Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Clarke County's median home value is 1% below the state median of $303,300 (rank 30 of 159). Among its 5 neighboring counties, Oconee County has the highest median home value ($461,600) and Madison County the lowest ($219,700); all share the same loan limit. Owners pay a median $2,610 a year in property tax, an effective rate of about 0.87% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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