Clarke County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $121,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,249 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $121,700 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 6.84× |
| Median household income | $49,249 |
| Median home value ÷ income | 2.5× |
| Population | 22,543 |
| Median property tax paid (owners) | $396 |
| Effective property tax rate (approx.) | 0.33% |
| Owner-occupied homes | 70.8% |
| Home value rank in Alabama | 49 of 67 counties |
| Neighbor: Baldwin County, AL | limit $832,750; median home $316,900 |
| Neighbor: Choctaw County, AL | limit $832,750; median home $123,400 |
| Neighbor: Marengo County, AL | limit $832,750; median home $107,400 |
| Neighbor: Monroe County, AL | limit $832,750; median home $120,600 |
| Neighbor: Washington County, AL | limit $832,750; median home $159,700 |
| Neighbor: Wilcox County, AL | limit $832,750; median home $98,800 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Clarke County's median home value is 42% below the state median of $209,900 (rank 49 of 67). Among its 6 neighboring counties, Baldwin County has the highest median home value ($316,900) and Wilcox County the lowest ($98,800); all share the same loan limit. Owners pay a median $396 a year in property tax, an effective rate of about 0.33% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Clark County, SD
- 2026 conforming loan limit: Clark County, WA
- 2026 conforming loan limit: Clark County, WI
- 2026 conforming loan limit: Clarke County, GA
- 2026 conforming loan limit: Clarke County, IA
- 2026 conforming loan limit: Clarke County, MS
- 2026 conforming loan limit: Clarke County, VA
- 2026 conforming loan limit: Clatsop County, OR
Last updated 2026-10-16. Data only, not financial or tax advice.