Clarke County, Virginia has a 2026 one-unit conforming loan limit of $1,249,125, which is 2.3 times the county's median home value of $550,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $117,111 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
| Median home value (ACS 2020–24) | $550,100 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 2.27× |
| Median household income | $117,111 |
| Median home value ÷ income | 4.7× |
| Population | 15,216 |
| Median property tax paid (owners) | $2,657 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 81.5% |
| Home value rank in Virginia | 8 of 133 counties |
| Neighbor: Fauquier County, VA | limit $1,249,125; median home $573,700 |
| Neighbor: Frederick County, VA | limit $832,750; median home $386,000 |
| Neighbor: Loudoun County, VA | limit $1,249,125; median home $743,800 |
| Neighbor: Warren County, VA | limit $1,249,125; median home $348,400 |
| Neighbor: Berkeley County, WV | limit $832,750; median home $266,300 |
| Neighbor: Jefferson County, WV | limit $1,249,125; median home $350,800 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Clarke County's median home value is 43% above the state median of $383,700 (rank 8 of 133). Among its 6 neighboring counties, Loudoun County has the highest median home value ($743,800) and Berkeley County the lowest ($266,300); 2 neighbor(s) have a different loan limit. Owners pay a median $2,657 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Clarke County, GA
- 2026 conforming loan limit: Clarke County, IA
- 2026 conforming loan limit: Clarke County, MS
- 2026 conforming loan limit: Clatsop County, OR
- 2026 conforming loan limit: Clay County, AL
- 2026 conforming loan limit: Clay County, AR
- 2026 conforming loan limit: Clay County, FL
- 2026 conforming loan limit: Clay County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.