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2026 conforming loan limit: Clarke County, MS

Quick answer

Clarke County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 7.1 times the county's median home value of $118,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $46,108 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$118,100
Mississippi median home value$169,800
Limit ÷ median home value7.05×
Median household income$46,108
Median home value ÷ income2.6×
Population15,314
Median property tax paid (owners)$666
Effective property tax rate (approx.)0.56%
Owner-occupied homes82.3%
Home value rank in Mississippi45 of 82 counties
Neighbor: Choctaw County, ALlimit $832,750; median home $123,400
Neighbor: Jasper County, MSlimit $832,750; median home $107,100
Neighbor: Lauderdale County, MSlimit $832,750; median home $133,300
Neighbor: Newton County, MSlimit $832,750; median home $106,300
Neighbor: Wayne County, MSlimit $832,750; median home $91,100

Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Clarke County's median home value is 30% below the state median of $169,800 (rank 45 of 82). Among its 5 neighboring counties, Lauderdale County has the highest median home value ($133,300) and Wayne County the lowest ($91,100); all share the same loan limit. Owners pay a median $666 a year in property tax, an effective rate of about 0.56% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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