Clatsop County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 1.8 times the county's median home value of $468,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,822 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $468,300 |
| Oregon median home value | $477,600 |
| Limit ÷ median home value | 1.78× |
| Median household income | $71,822 |
| Median home value ÷ income | 6.5× |
| Population | 41,363 |
| Median property tax paid (owners) | $3,236 |
| Effective property tax rate (approx.) | 0.69% |
| Owner-occupied homes | 63.2% |
| Home value rank in Oregon | 8 of 36 counties |
| Neighbor: Columbia County, OR | limit $832,750; median home $421,600 |
| Neighbor: Tillamook County, OR | limit $832,750; median home $430,200 |
| Neighbor: Washington County, OR | limit $832,750; median home $588,000 |
| Neighbor: Pacific County, WA | limit $832,750; median home $334,800 |
| Neighbor: Wahkiakum County, WA | limit $832,750; median home $396,800 |
Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Clatsop County's median home value is 2% below the state median of $477,600 (rank 8 of 36). Among its 5 neighboring counties, Washington County has the highest median home value ($588,000) and Pacific County the lowest ($334,800); all share the same loan limit. Owners pay a median $3,236 a year in property tax, an effective rate of about 0.69% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Clay County, GA
- 2026 conforming loan limit: Clay County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.