Cleburne County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $165,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,345 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $165,600 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 5.03× |
| Median household income | $55,345 |
| Median home value ÷ income | 3.0× |
| Population | 15,426 |
| Median property tax paid (owners) | $486 |
| Effective property tax rate (approx.) | 0.29% |
| Owner-occupied homes | 78.5% |
| Home value rank in Alabama | 26 of 67 counties |
| Neighbor: Calhoun County, AL | limit $832,750; median home $156,600 |
| Neighbor: Cherokee County, AL | limit $832,750; median home $179,700 |
| Neighbor: Clay County, AL | limit $832,750; median home $156,700 |
| Neighbor: Randolph County, AL | limit $832,750; median home $181,600 |
| Neighbor: Talladega County, AL | limit $832,750; median home $149,200 |
| Neighbor: Carroll County, GA | limit $832,750; median home $255,100 |
| Neighbor: Haralson County, GA | limit $832,750; median home $227,500 |
| Neighbor: Polk County, GA | limit $832,750; median home $187,600 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cleburne County's median home value is 21% below the state median of $209,900 (rank 26 of 67). Among its 8 neighboring counties, Carroll County has the highest median home value ($255,100) and Talladega County the lowest ($149,200); all share the same loan limit. Owners pay a median $486 a year in property tax, an effective rate of about 0.29% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Clearfield County, PA
- 2026 conforming loan limit: Clearwater County, ID
- 2026 conforming loan limit: Clearwater County, MN
- 2026 conforming loan limit: Cleburne County, AR
- 2026 conforming loan limit: Clermont County, OH
- 2026 conforming loan limit: Cleveland County, AR
- 2026 conforming loan limit: Cleveland County, NC
- 2026 conforming loan limit: Cleveland County, OK
Last updated 2026-10-16. Data only, not financial or tax advice.