Clearfield County, Pennsylvania has a 2026 one-unit conforming loan limit of $832,750, which is 6.1 times the county's median home value of $137,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,152 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $137,000 |
| Pennsylvania median home value | $254,500 |
| Limit ÷ median home value | 6.08× |
| Median household income | $62,152 |
| Median home value ÷ income | 2.2× |
| Population | 78,635 |
| Median property tax paid (owners) | $1,500 |
| Effective property tax rate (approx.) | 1.09% |
| Owner-occupied homes | 78.5% |
| Home value rank in Pennsylvania | 60 of 67 counties |
| Neighbor: Blair County, PA | limit $832,750; median home $161,100 |
| Neighbor: Cambria County, PA | limit $832,750; median home $121,000 |
| Neighbor: Cameron County, PA | limit $832,750; median home $88,900 |
| Neighbor: Centre County, PA | limit $832,750; median home $323,500 |
| Neighbor: Clinton County, PA | limit $832,750; median home $175,900 |
| Neighbor: Elk County, PA | limit $832,750; median home $133,600 |
| Neighbor: Indiana County, PA | limit $832,750; median home $152,800 |
| Neighbor: Jefferson County, PA | limit $832,750; median home $139,700 |
Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Clearfield County's median home value is 46% below the state median of $254,500 (rank 60 of 67). Among its 8 neighboring counties, Centre County has the highest median home value ($323,500) and Cameron County the lowest ($88,900); all share the same loan limit. Owners pay a median $1,500 a year in property tax, an effective rate of about 1.09% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Cleburne County, AL
- 2026 conforming loan limit: Cleburne County, AR
- 2026 conforming loan limit: Clermont County, OH
Last updated 2026-10-16. Data only, not financial or tax advice.