Chippewa County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $156,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,458 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $156,100 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 5.33× |
| Median household income | $71,458 |
| Median home value ÷ income | 2.2× |
| Population | 12,377 |
| Median property tax paid (owners) | $1,711 |
| Effective property tax rate (approx.) | 1.10% |
| Owner-occupied homes | 72.3% |
| Home value rank in Minnesota | 81 of 87 counties |
| Neighbor: Kandiyohi County, MN | limit $832,750; median home $243,200 |
| Neighbor: Lac Qui Parle County, MN | limit $832,750; median home $157,600 |
| Neighbor: Renville County, MN | limit $832,750; median home $163,200 |
| Neighbor: Swift County, MN | limit $832,750; median home $161,400 |
| Neighbor: Yellow Medicine County, MN | limit $832,750; median home $154,700 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Chippewa County's median home value is 53% below the state median of $329,300 (rank 81 of 87). Among its 5 neighboring counties, Kandiyohi County has the highest median home value ($243,200) and Yellow Medicine County the lowest ($154,700); all share the same loan limit. Owners pay a median $1,711 a year in property tax, an effective rate of about 1.10% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Chippewa County, MI
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- 2026 conforming loan limit: Choctaw County, AL
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Last updated 2026-10-16. Data only, not financial or tax advice.