🇺🇸 US

2026 conforming loan limit: Chippewa County, WI

Quick answer

Chippewa County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 3.2 times the county's median home value of $257,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,680 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$257,900
Wisconsin median home value$266,500
Limit ÷ median home value3.23×
Median household income$74,680
Median home value ÷ income3.5×
Population66,799
Median property tax paid (owners)$2,798
Effective property tax rate (approx.)1.08%
Owner-occupied homes74.2%
Home value rank in Wisconsin20 of 72 counties
Neighbor: Barron County, WIlimit $832,750; median home $216,600
Neighbor: Clark County, WIlimit $832,750; median home $172,800
Neighbor: Dunn County, WIlimit $832,750; median home $243,200
Neighbor: Eau Claire County, WIlimit $832,750; median home $261,000
Neighbor: Rusk County, WIlimit $832,750; median home $163,400
Neighbor: Taylor County, WIlimit $832,750; median home $197,100

Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Chippewa County's median home value is 3% below the state median of $266,500 (rank 20 of 72). Among its 6 neighboring counties, Eau Claire County has the highest median home value ($261,000) and Rusk County the lowest ($163,400); all share the same loan limit. Owners pay a median $2,798 a year in property tax, an effective rate of about 1.08% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this