Choctaw County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 7.1 times the county's median home value of $117,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,919 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $117,200 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 7.11× |
| Median household income | $50,919 |
| Median home value ÷ income | 2.3× |
| Population | 8,118 |
| Median property tax paid (owners) | $563 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 79.4% |
| Home value rank in Mississippi | 46 of 82 counties |
| Neighbor: Attala County, MS | limit $832,750; median home $104,600 |
| Neighbor: Montgomery County, MS | limit $832,750; median home $126,800 |
| Neighbor: Oktibbeha County, MS | limit $832,750; median home $237,700 |
| Neighbor: Webster County, MS | limit $832,750; median home $120,100 |
| Neighbor: Winston County, MS | limit $832,750; median home $124,600 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Choctaw County's median home value is 31% below the state median of $169,800 (rank 46 of 82). Among its 5 neighboring counties, Oktibbeha County has the highest median home value ($237,700) and Attala County the lowest ($104,600); all share the same loan limit. Owners pay a median $563 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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