Choctaw County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 6.7 times the county's median home value of $123,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $47,813 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $123,400 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 6.75× |
| Median household income | $47,813 |
| Median home value ÷ income | 2.6× |
| Population | 12,380 |
| Median property tax paid (owners) | $207 |
| Effective property tax rate (approx.) | 0.17% |
| Owner-occupied homes | 82.4% |
| Home value rank in Alabama | 48 of 67 counties |
| Neighbor: Clarke County, AL | limit $832,750; median home $121,700 |
| Neighbor: Marengo County, AL | limit $832,750; median home $107,400 |
| Neighbor: Sumter County, AL | limit $832,750; median home $82,600 |
| Neighbor: Washington County, AL | limit $832,750; median home $159,700 |
| Neighbor: Clarke County, MS | limit $832,750; median home $118,100 |
| Neighbor: Lauderdale County, MS | limit $832,750; median home $133,300 |
| Neighbor: Wayne County, MS | limit $832,750; median home $91,100 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Choctaw County's median home value is 41% below the state median of $209,900 (rank 48 of 67). Among its 7 neighboring counties, Washington County has the highest median home value ($159,700) and Sumter County the lowest ($82,600); all share the same loan limit. Owners pay a median $207 a year in property tax, an effective rate of about 0.17% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Choctaw County, MS
- 2026 conforming loan limit: Choctaw County, OK
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- 2026 conforming loan limit: Chowan County, NC
- 2026 conforming loan limit: Christian County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.