Chittenden County, Vermont has a 2026 one-unit conforming loan limit of $832,750, which is 1.9 times the county's median home value of $439,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $96,759 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $439,200 |
| Vermont median home value | $316,600 |
| Limit ÷ median home value | 1.90× |
| Median household income | $96,759 |
| Median home value ÷ income | 4.5× |
| Population | 169,758 |
| Median property tax paid (owners) | $6,617 |
| Effective property tax rate (approx.) | 1.51% |
| Owner-occupied homes | 63.9% |
| Home value rank in Vermont | 1 of 14 counties |
| Neighbor: Clinton County, NY | limit $832,750; median home $180,600 |
| Neighbor: Essex County, NY | limit $832,750; median home $211,900 |
| Neighbor: Addison County, VT | limit $832,750; median home $361,200 |
| Neighbor: Franklin County, VT | limit $832,750; median home $306,700 |
| Neighbor: Grand Isle County, VT | limit $832,750; median home $394,100 |
| Neighbor: Lamoille County, VT | limit $832,750; median home $304,700 |
| Neighbor: Washington County, VT | limit $832,750; median home $315,000 |
Across Vermont's 14 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Chittenden County's median home value is 39% above the state median of $316,600 (rank 1 of 14). Among its 7 neighboring counties, Grand Isle County has the highest median home value ($394,100) and Clinton County the lowest ($180,600); all share the same loan limit. Owners pay a median $6,617 a year in property tax, an effective rate of about 1.51% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.