Veterans with full entitlement have no VA loan limit in Louisiana. With reduced entitlement, 2026 county limits in Louisiana range from $832,750 to $832,750 (Acadia Parish).
How VA limits work
Since 2020, the VA does not cap loans for borrowers with full entitlement. If you have an active VA loan, or a past one whose entitlement wasn’t restored (reduced entitlement), the VA guarantees up to 25% of the county limit minus the entitlement already used. Above that, you may need a down payment.
2026 county limits in Louisiana (reduced entitlement)
| County | VA / conforming limit | FHA limit |
|---|---|---|
| Acadia Parish | $832,750 | $541,287 |
| Allen Parish | $832,750 | $541,287 |
| Ascension Parish | $832,750 | $541,287 |
| Assumption Parish | $832,750 | $541,287 |
| Avoyelles Parish | $832,750 | $541,287 |
| Beauregard Parish | $832,750 | $541,287 |
| Bienville Parish | $832,750 | $541,287 |
| Bossier Parish | $832,750 | $541,287 |
| Caddo Parish | $832,750 | $541,287 |
| Calcasieu Parish | $832,750 | $541,287 |
| Caldwell Parish | $832,750 | $541,287 |
| Cameron Parish | $832,750 | $541,287 |
| Catahoula Parish | $832,750 | $541,287 |
| Claiborne Parish | $832,750 | $541,287 |
| Concordia Parish | $832,750 | $541,287 |
| De Soto Parish | $832,750 | $541,287 |
| East Baton Rouge Parish | $832,750 | $541,287 |
| East Carroll Parish | $832,750 | $541,287 |
| East Feliciana Parish | $832,750 | $541,287 |
| Evangeline Parish | $832,750 | $541,287 |
| Franklin Parish | $832,750 | $541,287 |
| Grant Parish | $832,750 | $541,287 |
| Iberia Parish | $832,750 | $541,287 |
| Iberville Parish | $832,750 | $541,287 |
| Jackson Parish | $832,750 | $541,287 |
| Jefferson Davis Parish | $832,750 | $541,287 |
| Jefferson Parish | $832,750 | $541,287 |
| LaSalle Parish | $832,750 | $541,287 |
| Lafayette Parish | $832,750 | $541,287 |
| Lafourche Parish | $832,750 | $541,287 |
| Lincoln Parish | $832,750 | $541,287 |
| Livingston Parish | $832,750 | $541,287 |
| Madison Parish | $832,750 | $541,287 |
| Morehouse Parish | $832,750 | $541,287 |
| Natchitoches Parish | $832,750 | $541,287 |
| Orleans Parish | $832,750 | $541,287 |
| Ouachita Parish | $832,750 | $541,287 |
| Plaquemines Parish | $832,750 | $541,287 |
| Pointe Coupee Parish | $832,750 | $541,287 |
| Rapides Parish | $832,750 | $541,287 |
| Red River Parish | $832,750 | $541,287 |
| Richland Parish | $832,750 | $541,287 |
| Sabine Parish | $832,750 | $541,287 |
| St. Bernard Parish | $832,750 | $541,287 |
| St. Charles Parish | $832,750 | $541,287 |
| St. Helena Parish | $832,750 | $541,287 |
| St. James Parish | $832,750 | $541,287 |
| St. John the Baptist Parish | $832,750 | $541,287 |
| St. Landry Parish | $832,750 | $541,287 |
| St. Martin Parish | $832,750 | $541,287 |
| St. Mary Parish | $832,750 | $541,287 |
| St. Tammany Parish | $832,750 | $541,287 |
| Tangipahoa Parish | $832,750 | $541,287 |
| Tensas Parish | $832,750 | $541,287 |
| Terrebonne Parish | $832,750 | $541,287 |
| Union Parish | $832,750 | $541,287 |
| Vermilion Parish | $832,750 | $541,287 |
| Vernon Parish | $832,750 | $541,287 |
| Washington Parish | $832,750 | $541,287 |
| Webster Parish | $832,750 | $541,287 |
| West Baton Rouge Parish | $832,750 | $541,287 |
| West Carroll Parish | $832,750 | $541,287 |
| West Feliciana Parish | $832,750 | $541,287 |
| Winn Parish | $832,750 | $541,287 |
Source: FHFA 2026 conforming loan limits, which the VA uses as county limits; HUD CY2026 FHA limits. Not lending advice.
Frequently asked questions
Is there a VA loan limit in Louisiana?
Veterans with full entitlement have no VA loan limit in Louisiana. With reduced entitlement, 2026 county limits in Louisiana range from $832,750 to $832,750 (Acadia Parish).
What is the maximum VA loan for 2026?
No maximum with full entitlement. With reduced entitlement, the baseline county limit is $832,750, higher in high-cost counties.