Quick answer
The 2026 conforming loan limit for a one-unit home in St. Thomas Island, U.S. Virgin Islands is $1,249,125 (a high-cost limit), per FHFA. Two- to four-unit limits are $1,599,375, $1,933,200 and $2,402,625.
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Property | 2026 limit |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
Frequently asked questions
What is the conforming loan limit in St. Thomas Island, U.S. Virgin Islands?
The 2026 conforming loan limit for a one-unit home in St. Thomas Island, U.S. Virgin Islands is $1,249,125 (a high-cost limit), per FHFA. Two- to four-unit limits are $1,599,375, $1,933,200 and $2,402,625.
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Last updated Oct 17, 2026, 10:23 PM ET. Data only, not financial or tax advice.
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