Stanley County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 4.1 times the county's median home value of $203,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $87,712 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $203,500 |
| South Dakota median home value | $257,400 |
| Limit ÷ median home value | 4.09× |
| Median household income | $87,712 |
| Median home value ÷ income | 2.3× |
| Population | 3,015 |
| Median property tax paid (owners) | $2,679 |
| Effective property tax rate (approx.) | 1.32% |
| Owner-occupied homes | 83.1% |
| Home value rank in South Dakota | 24 of 66 counties |
| Neighbor: Dewey County, SD | limit $832,750; median home $69,600 |
| Neighbor: Haakon County, SD | limit $832,750; median home $164,200 |
| Neighbor: Hughes County, SD | limit $832,750; median home $242,000 |
| Neighbor: Jones County, SD | limit $832,750; median home $139,600 |
| Neighbor: Lyman County, SD | limit $832,750; median home $165,800 |
| Neighbor: Sully County, SD | limit $832,750; median home $205,400 |
| Neighbor: Ziebach County, SD | limit $832,750; median home $99,600 |
Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Stanley County's median home value is 21% below the state median of $257,400 (rank 24 of 66). Among its 7 neighboring counties, Hughes County has the highest median home value ($242,000) and Dewey County the lowest ($69,600); all share the same loan limit. Owners pay a median $2,679 a year in property tax, an effective rate of about 1.32% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Stafford County, KS
- 2026 conforming loan limit: Stafford County, VA
- 2026 conforming loan limit: Stanislaus County, CA
- 2026 conforming loan limit: Stanly County, NC
- 2026 conforming loan limit: Stanton County, KS
- 2026 conforming loan limit: Stanton County, NE
- 2026 conforming loan limit: Stark County, IL
- 2026 conforming loan limit: Stark County, ND
Last updated 2026-10-16. Data only, not financial or tax advice.