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2026 conforming loan limit: Stark County, ND

Quick answer

Stark County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $271,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $84,449 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$271,700
North Dakota median home value$249,900
Limit ÷ median home value3.06×
Median household income$84,449
Median home value ÷ income3.2×
Population33,302
Median property tax paid (owners)$2,411
Effective property tax rate (approx.)0.89%
Owner-occupied homes66.8%
Home value rank in North Dakota7 of 53 counties
Neighbor: Billings County, NDlimit $832,750; median home $331,000
Neighbor: Dunn County, NDlimit $832,750; median home $275,000
Neighbor: Grant County, NDlimit $832,750; median home $93,200
Neighbor: Hettinger County, NDlimit $832,750; median home $117,300
Neighbor: Mercer County, NDlimit $832,750; median home $198,500
Neighbor: Morton County, NDlimit $832,750; median home $263,900
Neighbor: Slope County, NDlimit $832,750; median home $170,000

Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Stark County's median home value is 9% above the state median of $249,900 (rank 7 of 53). Among its 7 neighboring counties, Billings County has the highest median home value ($331,000) and Grant County the lowest ($93,200); all share the same loan limit. Owners pay a median $2,411 a year in property tax, an effective rate of about 0.89% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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