Stafford County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 8.5 times the county's median home value of $97,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,226 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $97,600 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 8.53× |
| Median household income | $64,226 |
| Median home value ÷ income | 1.5× |
| Population | 3,978 |
| Median property tax paid (owners) | $1,550 |
| Effective property tax rate (approx.) | 1.59% |
| Owner-occupied homes | 82.3% |
| Home value rank in Kansas | 80 of 105 counties |
| Neighbor: Barton County, KS | limit $832,750; median home $126,400 |
| Neighbor: Edwards County, KS | limit $832,750; median home $70,900 |
| Neighbor: Pawnee County, KS | limit $832,750; median home $93,000 |
| Neighbor: Pratt County, KS | limit $832,750; median home $114,600 |
| Neighbor: Reno County, KS | limit $832,750; median home $132,500 |
| Neighbor: Rice County, KS | limit $832,750; median home $104,600 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Stafford County's median home value is 55% below the state median of $217,200 (rank 80 of 105). Among its 6 neighboring counties, Reno County has the highest median home value ($132,500) and Edwards County the lowest ($70,900); all share the same loan limit. Owners pay a median $1,550 a year in property tax, an effective rate of about 1.59% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Stafford County, Kansas?
Stafford County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 8.5 times the county's median home value of $97,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,226 (FHFA; Census ACS 2020–2024).
What is the median home value in Stafford County, Kansas?
The median owner-occupied home value in Stafford County is $97,600 (ACS 2020–2024), versus $217,200 statewide.
Do I need a jumbo loan in Stafford County?
Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $97,600, so the cap is 8.53 times the typical home value.
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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