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2026 conforming loan limit: Sheridan County, KS

Quick answer

Sheridan County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $167,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,750 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$167,200
Kansas median home value$217,200
Limit ÷ median home value4.98×
Median household income$73,750
Median home value ÷ income2.3×
Population2,426
Median property tax paid (owners)$2,490
Effective property tax rate (approx.)1.49%
Owner-occupied homes76.8%
Home value rank in Kansas27 of 105 counties
Neighbor: Decatur County, KSlimit $832,750; median home $89,500
Neighbor: Gove County, KSlimit $832,750; median home $118,400
Neighbor: Graham County, KSlimit $832,750; median home $89,900
Neighbor: Norton County, KSlimit $832,750; median home $101,500
Neighbor: Thomas County, KSlimit $832,750; median home $172,700

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sheridan County's median home value is 23% below the state median of $217,200 (rank 27 of 105). Among its 5 neighboring counties, Thomas County has the highest median home value ($172,700) and Decatur County the lowest ($89,500); all share the same loan limit. Owners pay a median $2,490 a year in property tax, an effective rate of about 1.49% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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