Sheridan County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 6.7 times the county's median home value of $124,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,147 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $124,000 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 6.72× |
| Median household income | $70,147 |
| Median home value ÷ income | 1.8× |
| Population | 3,669 |
| Median property tax paid (owners) | $1,521 |
| Effective property tax rate (approx.) | 1.23% |
| Owner-occupied homes | 71.8% |
| Home value rank in Montana | 54 of 56 counties |
| Neighbor: Daniels County, MT | limit $832,750; median home $184,800 |
| Neighbor: Roosevelt County, MT | limit $832,750; median home $118,800 |
| Neighbor: Divide County, ND | limit $832,750; median home $167,600 |
| Neighbor: Williams County, ND | limit $832,750; median home $284,800 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sheridan County's median home value is 67% below the state median of $375,800 (rank 54 of 56). Among its 4 neighboring counties, Williams County has the highest median home value ($284,800) and Roosevelt County the lowest ($118,800); all share the same loan limit. Owners pay a median $1,521 a year in property tax, an effective rate of about 1.23% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Shenandoah County, VA
- 2026 conforming loan limit: Sherburne County, MN
- 2026 conforming loan limit: Sheridan County, KS
- 2026 conforming loan limit: Sheridan County, ND
- 2026 conforming loan limit: Sheridan County, NE
- 2026 conforming loan limit: Sheridan County, WY
- 2026 conforming loan limit: Sherman County, KS
- 2026 conforming loan limit: Sherman County, NE
Last updated 2026-10-16. Data only, not financial or tax advice.