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2026 conforming loan limit: Sheridan County, NE

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Sheridan County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 7.3 times the county's median home value of $113,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,121 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$113,400
Nebraska median home value$238,600
Limit ÷ median home value7.34×
Median household income$60,121
Median home value ÷ income1.9×
Population5,014
Median property tax paid (owners)$1,556
Effective property tax rate (approx.)1.37%
Owner-occupied homes74.1%
Home value rank in Nebraska79 of 93 counties
Neighbor: Box Butte County, NElimit $832,750; median home $166,600
Neighbor: Cherry County, NElimit $832,750; median home $152,200
Neighbor: Dawes County, NElimit $832,750; median home $150,900
Neighbor: Garden County, NElimit $832,750; median home $110,400
Neighbor: Grant County, NElimit $832,750; median home $136,700
Neighbor: Morrill County, NElimit $832,750; median home $116,100
Neighbor: Oglala Lakota County, SDlimit $832,750; median home $52,900

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sheridan County's median home value is 52% below the state median of $238,600 (rank 79 of 93). Among its 7 neighboring counties, Box Butte County has the highest median home value ($166,600) and Oglala Lakota County the lowest ($52,900); all share the same loan limit. Owners pay a median $1,556 a year in property tax, an effective rate of about 1.37% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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