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2026 conforming loan limit: Sheridan County, ND

Quick answer

Sheridan County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 7.5 times the county's median home value of $110,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,639 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$110,300
North Dakota median home value$249,900
Limit ÷ median home value7.55×
Median household income$62,639
Median home value ÷ income1.8×
Population1,303
Median property tax paid (owners)$774
Effective property tax rate (approx.)0.70%
Owner-occupied homes84.0%
Home value rank in North Dakota47 of 53 counties
Neighbor: Burleigh County, NDlimit $832,750; median home $324,000
Neighbor: Kidder County, NDlimit $832,750; median home $156,600
Neighbor: Mchenry County, NDlimit $832,750; median home $151,000
Neighbor: Mclean County, NDlimit $832,750; median home $227,100
Neighbor: Pierce County, NDlimit $832,750; median home $147,300
Neighbor: Wells County, NDlimit $832,750; median home $114,500

Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sheridan County's median home value is 56% below the state median of $249,900 (rank 47 of 53). Among its 6 neighboring counties, Burleigh County has the highest median home value ($324,000) and Wells County the lowest ($114,500); all share the same loan limit. Owners pay a median $774 a year in property tax, an effective rate of about 0.70% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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