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2026 conforming loan limit: Sherburne County, MN

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Sherburne County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 2.3 times the county's median home value of $361,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $105,466 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$361,400
Minnesota median home value$329,300
Limit ÷ median home value2.30×
Median household income$105,466
Median home value ÷ income3.4×
Population100,560
Median property tax paid (owners)$3,560
Effective property tax rate (approx.)0.99%
Owner-occupied homes83.2%
Home value rank in Minnesota6 of 87 counties
Neighbor: Anoka County, MNlimit $832,750; median home $346,500
Neighbor: Benton County, MNlimit $832,750; median home $271,000
Neighbor: Hennepin County, MNlimit $832,750; median home $392,900
Neighbor: Isanti County, MNlimit $832,750; median home $306,200
Neighbor: Mille Lacs County, MNlimit $832,750; median home $258,300
Neighbor: Stearns County, MNlimit $832,750; median home $273,400
Neighbor: Wright County, MNlimit $832,750; median home $358,900

Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sherburne County's median home value is 10% above the state median of $329,300 (rank 6 of 87). Among its 7 neighboring counties, Hennepin County has the highest median home value ($392,900) and Mille Lacs County the lowest ($258,300); all share the same loan limit. Owners pay a median $3,560 a year in property tax, an effective rate of about 0.99% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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