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2026 conforming loan limit: St. Mary Parish, LA

Quick answer

St. Mary Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 6.0 times the county's median home value of $138,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,576 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$138,900
Louisiana median home value$216,500
Limit ÷ median home value6.00×
Median household income$52,576
Median home value ÷ income2.6×
Population47,828
Median property tax paid (owners)$545
Effective property tax rate (approx.)0.39%
Owner-occupied homes68.6%
Home value rank in Louisiana42 of 64 counties
Neighbor: Assumption Parish, LAlimit $832,750; median home $150,300
Neighbor: Iberia Parish, LAlimit $832,750; median home $164,500
Neighbor: St. Martin Parish, LAlimit $832,750; median home $164,200
Neighbor: Terrebonne Parish, LAlimit $832,750; median home $187,200

Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. St. Mary Parish's median home value is 36% below the state median of $216,500 (rank 42 of 64). Among its 4 neighboring counties, Terrebonne Parish has the highest median home value ($187,200) and Assumption Parish the lowest ($150,300); all share the same loan limit. Owners pay a median $545 a year in property tax, an effective rate of about 0.39% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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